Looking for the complete Safaricom Lipa Mdogo Mdogo phones price list in 2026? Safaricom’s phone financing program allows prepaid customers to upgrade to high-quality 4G and 5G smartphones with an affordable down payment (deposit) and easy daily or weekly installments.
Instead of paying for a smartphone entirely upfront, you can pick up a device from top brands like Samsung, Tecno, Infinix, Oppo, and Safaricom’s own Neon series with deposits starting as low as KES 1,000.
Complete Safaricom Lipa Mdogo Mdogo Price List (2026)
Below is the updated official and partner device price matrix detailing the required down payments, daily installments, and total estimated costs for the most popular smartphones available under the program this year.
| Phone Model & Network | Required Deposit (KES) | Daily Installment (KES) | Estimated Total Cost (KES) |
|---|---|---|---|
| Safaricom Neon Smarta 4G | KES 1,000 | KES 50 | KES 6,500 |
| Safaricom Neon Ultra 2 4G | KES 1,500 | KES 60 | KES 8,800 |
| Infinix Smart 20 (64GB) | KES 2,800 | KES 70 | KES 11,500 |
| Redmi 15C (128GB) | KES 3,100 | KES 80 | KES 14,000 |
| Oppo A6x 4G (128GB) | KES 3,500 | KES 85 | KES 15,500 |
| Tecno Camon 50 (256GB) | KES 5,500 | KES 120 | KES 24,500 |
| Vivo V60 Lite 5G | KES 6,000 | KES 150 | KES 26,500 |
| Infinix Note 60 Pro 5G | KES 8,500 | KES 190 | KES 34,500 |
Note: Individual eligibility parameters dictate which specific phone options show up on your line when you dial the application menus.
How to Check Your Eligibility and Apply
To check which phone tier you qualify for and confirm your personal deposit requirements, follow these simple steps using your Safaricom line:
- Dial the Menu: Type *544# or *544*5# on your mobile dialer.
- Select Lipa Mdogo Mdogo: Navigate to the device financing option.
- Check Eligibility: The system will evaluate your line history (must be an active line with continuous usage parameters and no outstanding Fuliza or Okoa Jahazi balances).
- View Available Offers: Browse the specific phone models Safaricom has customized for your line profile alongside their true deposit configurations.
- Collect Your Phone: Pay your deposit directly via M-Pesa, then present your original National ID card at any authorized Safaricom Shop or dealer nationwide to pick up your brand new device.
Frequently Asked Questions (FAQ)
Can I pay my Lipa Mdogo Mdogo balance in full?
Yes. While the system operates on a baseline daily payment cycle, you can make bulk weekly or monthly advance payments, or clear the entire remaining balance at once via the *544*5# menu or the official Safaricom Lipa Mdogo Mdogo App to unlock your phone instantly.
What happens if I miss a daily phone payment?
If your line doesn’t make its automated daily payment by the deadline, Safaricom locks the device automatically, restricting access to apps and outbound calls. To easily unlock it, dial *544*50# from another line or use your Sim Toolkit to push the accrued daily payment to M-Pesa.
Want to make extra cash daily from your new phone?
If you want an easy way to clear your daily phone installments without dipping into your primary salary, you can make extra money online right from your smartphone screen. By signing up to answer microtasks and simple quiz payouts, you can comfortably make enough to fund your daily M-Pesa payments. Check out our master guide on Legit Survey Sites That Pay Through M-Pesa to get started.